Each client presents a unique set of facts and circumstances that require a thorough investigation to ascertain the best options available to achieve the client’s goals. My goal is to establish an effective attorney-client relationship in an effort to assure each client’s reasonable expectations are met to achieve the stated goals.

I am an experienced attorney (since 1993) who has litigated civil and criminal cases in State and Federal Courts. I hold the following distinctions:
-West Virginia State Chair for the National Association of Consumer Bankruptcy Attorneys
-West Virginia State Bar Bankruptcy Co-Chair 2018 to 2022
-United States Bankruptcy Trustee (Chapter 7) Northern District of West Virginia.
-United States Bankruptcy Trustee (Chapter 11 Sub V) West Virginia.
-Past Member Local Rules Committee- U.S. Bankruptcy Court Northern District of West Virginia.
-Past Member Chapter 13 Plan Committee- U.S. Bankruptcy Court Northern District of West Virginia.

I represent people and small business in all chapters of Bankruptcy: 7, 11, 12 & 13.

I also handle a wide range of civil and consumer related cases advancing client’s claims:

-West Virginia Consumer Protection Laws;
-Defending debt collection lawsuits
-Personal Injury
-Dog Bite Injuries
-Tort Claims including Wrongful Injuries
-Fair Debt Collection Procedures Act;
-Credit Repair Organizations Act;
-Fair Credit Reporting Act;
-Telephone Consumer Protection Act;
-Electronic Funds Transfer Act:
-Lemon Law Statutes;
-Real Estate Settlement Procedures Act;
-Truth in Landing Act:

I live in Charles Town, West Virginia with my wife Ann Paonessa, children Adelaide and Francisco, dog Millie and cat Taffey. I am an avid car enthusiast,  motorcyclist (time permitting), hiker/explorer,  sports fan, cook, coffee roaster and lover of the small pleasures this life has to offer. I strongly believe that we must give back some measure of the gifts we have received. I have been blessed many times over in my life and am grateful for the opportunity to assist others as part of my professional life.