I have been practicing law at the same location since 1993. My areas of expertise involve assisting individuals with their debt problems. If you are having problems paying your bills, I am sure that I can help.  I have filed thousands of chapter 7 and chapter 13 cases over the years in addition to completing hundreds of loan modifications  I truly care about helping my clients and get great satisfaction when I know that I have relieved all of their financial stress. I will do everything possible to get a great result for my clients.  All consultations are complementary and we have easy, affordable payment plans.  I personally meet with all clients and promptly return all phone calls and emails. I pride myself in giving each client the personal, caring attention they deserve. Call me today and we will figure out a solution that is tailored to fit your individual needs.