I am Arthur Lebedin of Lebedin Kofman LLP, and I am a New York & New Jersey debt relief attorney. Credit cards, student loans, and other consumer debt is a very common element in average life today. Sadly, when these debts get out of hand, or when income is reduced due to various circumstances, minor inconveniences can become overwhelming disasters very quickly. I have assisted many clients in various debt issues, and I have helped clients through the process of bankruptcy. I have seen the effects of tremendous debt loads, and I know how to help my clients. When you choose our firm, you will receive representation that is based on personal attention that each client deserves.