Over 17 years of practicing law in Arizona I have served thousands of clients experiencing trying times and difficult circumstances. There are many reasons for coming to the place in one's life when the need for filing a bankruptcy becomes necessary. Job loss, illness, disability, even loss of a loved one can all result in devastating financial consequences and hardship, which may leave no other choice. No one sufferring these consequences should have to have their misfortunes compounded by having to deal with abusive collection agencies, lawsuits, and wage garnishments. My first step in serving your bankruptcy needs will be to charge you a reasonable and affordable fee far below what many other bankruptcy attorneys will charge you. I do not want my fee to serve as an impediment to you gaining prompt access to the Bankruptcy Court. Secondly, when you retain my services, you can immediately begin to regain some peace in your life knowing that I, not you, will deal with your creditors directly. You no longer need to avoid phone calls or worry about being humilated by collection agencies.  Finally, within a few months your bankruptcy discharge will be complete and you will be free to take advantage of the fresh start in life you are entitled to through either a Chapter 7 or Chapter 13 bankruptcy.