Board Certified in Consumer Bankruptcy Law by the American Board of Certification, 35 years experience, specializing in debt relief for individuals, families and small businesses. Chapter 7 or 13, simple flat fee for most cases. Ask about our simple fee guarantee. Stop lawsuits, garnishment, debt collection action. Save your home or car from foreclosure or repossession. Discharge debt or consolidate. We will choose the best option for each client. Free consultation. Chapter 7 discharges most debts without payments, while chapter 13 consolidates debts into a payment plan that is based on the ability to pay rather than the amount owed. We specialize in chapter 7 and chapter 13 bankrutpcy. We have offices in Grand Rapids, Kalamazoo, Muskegon, Lansing and Big Rapids.

USADebt Bankruptcy Attorneys, or call.