Bar Admission:

California, 1994

Admitted to the following Courts:

State of California, 1994

U.S. District Court, Southern District of California, 1995

U.S. Bankruptcy Court, Southern District of California, 1995

U.S. Bankruptcy Court, Central District of California, 1994

U.S. Court of Appeal, Ninth Circuit, 1999

U.S. District Court, Central District of California, 2001

U.S. Bankruptcy Court, Eastern District of California, 2006

U.S. District Court, Northern District of California, 2014

Clerkship:

The Honorable Susan C. Harlan, Judge of the Superior Court of California, 1994

Education:

BA, San Diego State University, 1990

JD, University of the Pacific, McGeorge School of Law, 1994

Organization Affiliations:

Member, National Association of Consumer Advocates (NACA)

Member, American Inns of Court, Fiorenzo V. Lopardo Inn, Chapter 303

Background:

Since 1995, when Ms. Raymond opened her law office, she has focused her practice on helping individuals and small businesses with matters dealing with financial difficulties and creditor disputes. Ms. Raymond is a skilled bankruptcy practitioner and civil litigator. She has represented clients in Chapter 7 and Chapter 13 bankruptcy, and litigated claims against creditors and other companies for violating the Federal Fair Debt Collection Practices Act ("FDCPA"), the Federal Truth In Lending Act ("TILA"), the Federal Home Ownership Equity Protection Act ("HOEPA"), the Federal Fair Credit Reporting Act ("FCRA"), the Telephone Communication Protection Act ("TCPA"), and the California Invasion of Privacy Act ("CIPA"). By combining both her bankruptcy skills and litigation experience, Ms. Raymond is able to provide her clients with a well rounded approach to maximize the legal protections available to them.