Fridlin & Associates, P.C. is the financial law firm for individuals and small businesses in metropolitan New York.

If you or your business face a problem concerning mortgage modifications, debt settlement, bankruptcy, the sale and purchase of residential or commercial real estate, landlord/tenant disputes, enforcing your rights as a creditor, the sale and purchase of a business, or employment litigation, Fridlin & Associates stand ready to provide the solution that protects your best interests.

Many families are struggling to pay mortgages for houses that are worth less than the mortgage itself. Bankruptcy may help to eliminate or reduce a second mortgage or credit line where the home is worth less than your primary mortgage.

Bankruptcy may be an option for you to eliminate all of your debt and a chapter 7 bankruptcy can do the following:

• Stop foreclosure.
• Eliminate or reduce the second mortgage on your home.
• Reduce the mortgage on your investment property to its fair market value.
• Eliminate your obligation to pay creditors, especially credit card companies and unreimbursed medical expenses.
• Eliminate your personal guarantee on business loans.
• Stop lawsuits and eliminate judgments.
• Stop wage garnishment on your salary.
• Stop harassing phone calls at work and at home
• Release frozen bank account.

The purpose of bankruptcy is to give people a fresh start from their debt. If you or someone you know needs our help, please call today for a free consultation.