I have been practicing exclusively bankruptcy law in Texas for over almost 40 years.  My passion is to help people quickly get back on their feet financially.  If you think, or someone has told you, that filing Chapter 13 is the only way to do solve your financial problems, come see me.  Chapter 13 is a three to five year wage garnishment. We offer solutions to student loan debt, home mortgage foreclosure, relief from IRS debt, pay day loans, lawsuits, ....all without a five year Chapter 13 wage garnishment.  I am the past President and current Treasurer of the Western District of Texas Bankruptcy Bench Bar Association and an active member of the National Association of Consumer Bankruptcy Attorneys.  I am an agressive, passionate attorney and my team of paralegals and I will find a solution to your financial problems....you will never regret letting us help you find your financial fresh start!