I have helped thousands of individuals and businesses solve their debt problems since 1982.  I graduated with a B.A. in Economics from the University of California, Berkeley, in 1976 and I got my J.D. from the University of the Pacific, McGeorge School of Law, Sacramento in 1979.  I am a Certified Legal Specialist in Bankruptcy Law, certified by The Board of Legal Specialization of The California State Bar since 2005.  I have an AV (highest possible) peer rating from Martindale and Hubbell.  I have never filed a Chapter 7 bankruptcy were my client was denied a discharge and I have never filed a Chapter 13 where my client did not get a repayment plan confirmed.  All of my clients get my personal attention so that their case is handled professionally and succesfully. I offer potential bankruptcy clients a free 2 hour consultation to thoroughly analyze their legal and financial options.  I offer extremely compeitive fees and I get superior results. Judge for yourself.