I have spent my career serving clients while integrating business and medicine with the law, in the United States and Europe.  Recently my focus has been in teaching, chronic pain, and consumer protection, helping people through these tough economic times. 

I strongly believe that people are more important than the idea, that less is more, that it is all about psychology, true cash flow, and that there is no such thing as a good deal with a bad partner.  I also believe that truth is not relative and integrity is the key to successful business and life.  Finally, in these economically focused times, I believe that technology and a good heart, properly applied, is the key to protecting the environment and providing everybody with a wonderful standard of living.

From a consumer protection point of view, I try to get client's to realize that it is OK to wait to buy something until the cash is in the acount and that once you are really cash based, your credit ratind is not all that important. Experience is important and not things.  Wait a few hours and that purchase that was so important fades.

My two favorite phrases are "less is more" and "carpe diem".