We begin with a phone consultation, always between you and one of our attorneys.  Together we will decide on a plan of action.   Knowing that there are concrete steps to take often gives people a sense of hope and relief.  We know that you feel badly enough being in debt – whether caused by job loss, medical bills, or poor money management – and the last thing you need is a lecture or made to feel ashamed.  That is why we treat all of our clients with the same honesty, respect, and dignity that we would want in a similar situation.

Cases vary from client to client depending on your goals, assets, debts, income and expenses… but after many years of practicing bankruptcy, we are confident that our office is equipped to handle anything.  We have helped thousands of people with all kinds of financial problems.